Carrier liability policies

How to check a carrier liability policy by insurer

Each insurer lays out carrier liability cover differently. Open the guide for the insurer on the document: PZU, Warta, Ergo Hestia, Generali, Compensa, Uniqa, InterRisk, Allianz-Țiriac, Allianz Esa, Wiener Städtische or Groupama. Read the fields, limits and clauses on that form.

This hub collects guides for reading a carrier liability policy from PZU, Warta, Ergo Hestia, Generali, Compensa, Uniqa, InterRisk, Allianz-Țiriac, Allianz Esa, Wiener Städtische or Groupama. Forms differ in layout, clause numbers and where the limits sit.

Open the guide for the insurer printed on the document. A generic checklist does not replace reading the fields on that form.

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How to use this library

  • Pick the insurer from the first page of the policy, not from the email.
  • Read the document, then confirm it through the insurer’s official channel.
  • Vehicle MTPL in UFG stays a separate check.

Guides

How to check a PZU carrier liability policy

How to check a PZU carrier liability policy: insured party, dates, sums, territory, cargo, clauses and official confirmation, with marked document fragments.

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How to check a Warta carrier liability policy

How to check a Warta carrier liability policy: insured party, three periods, sums, German cabotage, the TAK/NIE cargo grid and official confirmation, with marked fragments.

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How to check a UNIQA carrier liability policy

How to check a UNIQA carrier liability policy: insured party, three sum blocks, clauses 3, 4 and 6, the TOWARY OBJĘTE OCHRONĄ list and official confirmation, with marked fragments.

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How to check a Compensa carrier liability policy

How to check a Compensa carrier liability policy: insured party, § 13 dates and territory, one sum in § 4, the Kabotaż Niemcy annex, cargo exclusions and official confirmation.

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How to check a Generali carrier liability policy

How to check a Generali carrier liability policy: insured party, dates, three territory rows, the cargo exclusion clause, clauses 30 and 31 and official confirmation.

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How to check an ERGO Hestia carrier liability policy

How to check an ERGO Hestia carrier liability policy: J01 J02 J03 codes, insured party, territory, sum, clauses A-E, EU cabotage without Germany and official confirmation.

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How to check an InterRisk carrier liability policy

How to check an InterRisk carrier liability policy: series K, insured party, IR 16 and IR 17, aggregate sum, §4 ust. 3 exclusions and official confirmation.

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How to check an Allianz-Țiriac carrier liability policy

How to check an Allianz-Țiriac carrier liability policy: ASIGURAT, Optim package, cabotage cell, Anexa 1, 10% deductible and official confirmation on allianztiriac.ro.

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How to check an Allianz Esa carrier liability policy

How to check an Allianz Esa carrier liability policy: Versicherungsnehmer, Vertragsbeginn, GELTUNGSBEREICH, HÖCHSTVERSICHERUNGSSUMME, WICHTIGER HINWEIS and official confirmation on allianz-esa.de.

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How to check a Wiener Städtische carrier liability policy

How to check a Wiener Städtische carrier liability policy: Versicherungsnehmer, CMR-Polizze Nr., vehicle dates ab/od and bis/do, Art. 29 CMR and confirmation on wienerstaedtische.at.

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How to check a Groupama carrier liability policy

How to check a Groupama carrier liability policy: ASIGURAT, CMR Clasic, per-vehicle limit, Cabotaj (cod 07), FRANȘIZĂ and official confirmation on groupama.ro.

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