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Carrier liability policies

How to check a carrier liability policy by insurer

Each insurer lays out carrier liability cover differently. Open the guide for the insurer on the document and read the fields, limits and clauses on that form. PZU is first. More insurers will follow.

This hub collects insurer-specific guides for reading a carrier liability policy. Forms differ in layout, clause numbers and where the limits sit.

Open the guide for the insurer printed on the document. A generic checklist does not replace reading the fields on that form.

Start here if…

Common risk signals before pickup

  • Policy issued to a different legal name or tax ID
  • Domestic sum copied onto the international scope
  • “Mienie rodzajowo różne” used for cargo on the exclusion list
  • Missing clause annex or a vehicle list without the booked plates

Key pages

How to use this library

  • Pick the insurer from the first page of the policy, not from the email.
  • Read the document, then confirm it through the insurer’s official channel.
  • Vehicle MTPL in UFG stays a separate check.

Guides